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Last Updated / 最近更新日期：May 14, 2026
1. Introduction (引言)
1. Introduction (引言)
Welcome to Apex Digital Consulting LLC ("we," "us," "our," or "Apex Digital"). We highly value your privacy and are fully committed to protecting your personal data. This Privacy Policy outlines how we collect, use, disclose, and safeguard your information when you visit our website, utilize our sales funnels, purchase our "Real Estate Masterclass / Home Buying Bootcamp" online courses, or engage in our consulting services.
歡迎訪問 Apex Digital Consulting LLC（以下簡稱「我們」、「本公司」或「Apex Digital」）。我們非常重視您的隱私權，並承諾全力保護您的個人資料。本隱私權政策旨在說明我們如何收集、使用、披露及保護您在訪問我們的網站、使用銷售漏斗、購買我們的《買房實戰防雷營》線上課程或使用我們的諮詢服務時所提供的資訊。
By accessing or using our website and services, you signify your acknowledgment and agreement to the practices described in this Privacy Policy.
當您使用我們的網站或服務時，即表示您同意本隱私權政策所述之內容。
2. Information We Collect (我們收集的資訊)
2. Information We Collect (我們收集的資訊)
To provide you with high-quality educational and consulting services, we may collect two types of information:
為了提供您優質的教學與顧問服務，我們可能會收集以下兩種類型的資訊：
(1) Personal Data You Voluntarily Provide (您主動提供的個人識別資料):
Contact Information: Your name, email address, and phone number.
聯絡資訊： 您的姓名、電子郵件地址（Email）、電話號碼。Billing Information: When you purchase a course, you will provide billing details and addresses. Please note: We DO NOT store your full credit card numbers or security codes (CVC) on our servers. All payment transactions are processed securely through encrypted, PCI-DSS compliant third-party payment gateways (such as Stripe or PayPal).
帳務資訊： 當您購買課程時，您需要提供帳單地址。請注意：我們不會在我們的伺服器上儲存您的完整信用卡卡號或安全碼（CVC）。 所有付款程序均通過符合 PCI-DSS 安全標準的第三方支付平台（如 Stripe、PayPal）進行加密處理。Consulting & Survey Data: Information regarding your property searching experiences, budgets, or specific property inquiries that you voluntarily share during consultations or surveys.
諮詢與問卷資料： 您在預約諮詢或填寫課前問卷時，主動提供關於您的看房經歷、買房預算或特定物件問題。
(2) Automatically Collected Data (自動收集的技術數據):
When you browse our website, our systems automatically collect technical data, including your IP address, browser type, operating system, access times, pages viewed, and clicking behavior via Cookies, Google Analytics, and Meta Pixel.
當您瀏覽我們的網站時，系統可能會透過 Cookies、Google Analytics 及 Meta Pixel 等技術，自動記錄您的 IP 地址、瀏覽器類型、作業系統、訪問時間、瀏覽頁面以及點擊紀錄。
3. How We Use Your Information (我們如何使用您的資訊)
3. How We Use Your Information (我們如何使用您的資訊)
The information we collect is strictly used for the following business purposes:
我們收集的資訊將嚴格用於以下商業用途：
Service Delivery: To grant access to online courses, send course-related updates, and schedule consulting sessions.
履行合約與提供服務： 開通您的線上課程權限、發送課程通知、安排預約諮詢服務。Customer Support: To respond to your inquiries, process refund requests, and troubleshoot technical issues.
客戶服務與支援： 回答您的詢問、處理退款請求、解決技術問題。Marketing & Promotions: With your explicit consent, to send free real estate insights, newsletters, or promotional offers via email. You may opt-out at any time by clicking the "Unsubscribe" link at the bottom of our emails.
行銷與推廣： 經您同意後，透過 Email 發送免費的房產乾貨、電子報、新課程通知或限時優惠活動。您隨時可以點擊郵件底部的「取消訂閱」退出。Service Improvement: To analyze website traffic and behavior patterns to enhance our course content quality and platform user interface.
優化與改善： 分析網站數據與行為模式，以提升課程平台的內容質量與使用者體驗。
4. Information Sharing and Disclosure (資訊的共享與披露)
4. Information Sharing and Disclosure (資訊的共享與披露)
We never sell, rent, or trade your personal data to third parties for marketing purposes. We only share information with trusted third-party service providers under the following necessary circumstances:
我們絕不會將您的個人資料出售、出租或交易給任何第三方作商業行銷用途。但在以下必要情況下，我們會與信任的第三方服務商共享您的資料：
Third-Party Service Providers: This includes payment processors (Stripe, PayPal), course hosting platforms (Systeme.io), and email marketing systems. These vendors are authorized to use your personal information only as necessary to provide these services to us.
第三方服務供應商： 包括金流處理商（Stripe、PayPal）、課程託管平台（Systeme.io）、和 Email 行銷系統。這些供應商僅能在為我們提供服務的必要範圍內處理您的資料。Legal Requirements: We may disclose your information if required to do so by law, court order, or legal process, or to protect the rights, property, and safety of Apex Digital, our students, or the general public.
法律要求： 當依據法律訴訟、法院命令、政府機關要求，或為了保護 Apex Digital、學員及公眾的權利、財產與安全時，我們可能會依法披露您的資訊。
5. Cross-Border Data Transfers (跨境資料傳輸)
5. Cross-Border Data Transfers (跨境資料傳輸)
As Apex Digital Consulting LLC is registered in Wyoming, USA, any personal data provided by users outside the United States (e.g., from Taiwan) may be transferred to, stored, and processed in the United States or other countries where our cloud servers are located. We take all necessary security and legal measures to ensure your data receives an adequate level of protection equivalent to this policy.
由於 Apex Digital Consulting LLC 是註冊於美國懷俄明州的公司，您在台灣或其他地區提供的個人資料可能會被傳輸、儲存或處理於美國或其他設有我們雲端伺服器的國家。我們承諾將採取所有合理且合法的安全措施，確保您的資料在跨境傳輸過程中獲得等同於本政策的保護水準。
6. Data Security and Retention (資料安全與保存期限)
6. Data Security and Retention (資料安全與保存期限)
We implement industry-standard technical measures (such as SSL encryption) and organizational controls to secure your personal data against unauthorized access, alteration, disclosure, or destruction. We retain your personal data only for as long as necessary to fulfill the purposes outlined in this Privacy Policy, or as required by applicable laws and financial regulations.
我們採取業界標準的技術（如 SSL 加密技術）和組織管理措施，防止您的個人資料遭受未授權的存取、修改、披露或毀損。我們僅在實現本隱私權政策所述目的之必要期間內，或在適用法律與財務法規要求的期限內，保留您的個人資料。
7. Your Privacy Rights (您的權利)
7. Your Privacy Rights (您的權利)
Depending on your jurisdiction (including the Taiwan Personal Data Protection Act), you hold the following rights regarding your personal information:
根據您所在地區的法律（包括台灣《個人資料保護法》），您對自己的個人資料享有以下權利：
Access & Copy: The right to request a review or copy of the personal data we hold about you.（查閱與複製權）
Rectification: The right to request corrections to any inaccurate or incomplete personal data.（更正與更新權）
Erasure: The right to request the deletion of your personal data and course account, subject to certain legal obligations.（刪除權/被遺忘權）
Opt-Out: The right to object to receiving promotional communications at any time.（拒絕行銷權）
To exercise any of these rights, please contact our privacy officer at the email provided below.
如欲行使上述權利，請透過本政策下方的聯絡信箱與我們聯繫。
8. Children's Privacy (未成年人隱私)
8. Children's Privacy (未成年人隱私)
Our courses and services are directed exclusively to adults aged 18 or older. We do not knowingly collect personal information from children under the age of 13. If we become aware that a child under 13 has provided us with personal data without parental consent, we will take immediate steps to delete such information.
我們的課程與服務僅面向 18 歲以上的成人。我們不會故意收集未滿 13 歲兒童的個人資料。若您發現有兒童在未經家長同意的情況下向我們提供了資料，請立即與我們聯繫，我們將會迅速採取步驟刪除相關資訊。
9. Changes to This Privacy Policy (本政策的變更)
9. Changes to This Privacy Policy (本政策的變更)
We may update this Privacy Policy periodically to reflect changes in our services or legal updates. Any amendments will be posted on this page with an updated "Last Updated" date.
我們可能會不定期更新本隱私權政策，以反映服務變更或法律法規的調整。任何修訂都將在網頁上發布並更新「最近更新日期」。
10. Contact Us (聯絡我們)
10. Contact Us (聯絡我們)
If you have any questions, complaints, or wish to exercise your rights regarding this Privacy Policy, please contact us at:
如果您對本隱私權政策、您的個人資料有任何疑問、投訴或想行使您的權利，請透過以下方式與我們聯繫：
Company Name / 公司名稱： Apex Digital Consulting LLC
Registered Address / 註冊地址： 30 N Gould St Ste R, Sheridan, WY 82801, USA
Customer Support Email / 客服信箱： roger99.chen@gmail.com
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